Monday, 23 June 2025

Things Financial - 0 Intro

 

Intro

    Most of my life I’ve worked for an hourly wage as a skilled labourer. I’m a child of the 50’s, a Boomer. I’ve reached retirement age. I’ve never worked for a company or organization that offered a pension. I recall one of my school teachers, back in the late 1960’s, telling the class that the country would be broke by 1980 and there would be no government pension for any of us. As old folks we would starve if we didn’t look out for ourselves.

    The ‘no government pension’ prediction didn’t come true. As for the country being ‘broke’, there is still some debate about that. ‘Looking out for ourselves’ turns out to have been a wise strategy just the same.

    The generation previous to mine grew up in a time when it was considered rude to talk about money, politics or religion. The ‘not talking about money’ seems to have been a thing that was passed on to my generation and damaged the financial lives of many of my contemporaries and their children. I would like to do something to stop the financial pain. I just don’t like seeing people stressed by financial problems when there are other things in life that need our attention.

    People under stress tend to make bad decisions. If there’s a way to relieve one area of stress in their life it may allow a person to make better decisions in other areas of their life.

    Of course most of the Boomers are near or into retirement age. There is a limited amount that they can do to get their financial houses in order. (There’s almost always something that can be improved, if only slightly.) This series of articles is aimed more at the following generations. I hope there will be something of value here for anyone from 15 to 50, but even if you’re 70 there may a tip or two along the way.

    I’ll explain my philosophy on money and along the way you’ll get an idea of my outlook on life. The stories I tell and the advice I give will be from the point of view of an hourly-wage worker, because that’s the life I know. There will be talk of things that I’ve done and not done, things I wish I’d done or not done, as the case may be.

    It’s hard to suggest financial advice without also suggesting or implying a financial philosophy. My approach has been one of debt avoidance and the slowish, safe-ish accumulation of wealth during my working years. In retirement I have tried to turn my savings into an income stream that will preserve those savings for as long as possible while providing the greatest amount of spendable cash over my expected (or at least hoped for) life time.

    I hope you find these brief articles helpful and maybe a bit entertaining.

Sunday, 19 January 2025

Tariffs in 2025. Here We Go Again.

 

I thought that I should have another go at this.

During Mr Trump’s first term I wrote regarding his comments on tariffs and that the things he said were incorrect. Lies actually.

With Mr Trump again assuming the office of the Presidency he is calling for import tariffs from 10% to 60%, depending on the country of origin. Just so that we’re clear, TARIFFS ARE A SALES TAX WHICH IS ULTIMATELY PAID BY CONSUMERS.

In case just pointing that out is insufficient, perhaps walking you through the steps will make the point easier to see:

Suppose that a manufacturer (say, Chinese) makes an item and needs to sell it for $10 in order to keep his factory open. Before tariffs he arrives at the border and sells it to an importer for the $10 that he needs and goes away. The importer adds his standard 100% mark up and sells it to a retailer for $20. The retailer adds his standard 100% mark up and sells it to the final consumer (you) for $40.

Now let’s take a second look.

Suppose that same manufacturer (still Chinese) makes that same item and needs to sell it for $10 in order to keep his factory open. After tariffs, he arrives at the border with the intention of sailing away with $10. He’s told that there is a 60% import Tariff. What happens now? The manufacturer isn’t going to drop his price. He needs that $10. Ten dollars is a fair price and cheaper than the same thing can be made in America.

It is going to cost $16 to get this item across the border and that’s what the importer will pay if he still wants it. At this point it doesn’t really matter whether the extra $6 Tax is paid to the manufacturer who then pays it to the Government or whether it’s paid directly by the importer to the Government. Either way, $16 comes out of the importer’s pocket. That’s $10 for the manufacturer (who could sell the item to another country if you don’t want it.) and $6 Tax for the Government. The importer adds his standard 100% mark up to the $16 he paid and sells it to a retailer for $32. The retailer adds his standard 100% mark up and sells it to the final consumer (you) for $64.

The end result of a 60% tariff is that the final customer (you) have to pay 60% more for that imported (Chinese) item. Something that had cost $40 last week costs $64 this week.

Now let’s look at who this affects.

A few years ago it was true that WalMart was China’s 5th largest customer. WalMart bought and imported more Chinese goods than all except 4 countries. And one of those countries is the USA, which has other companies that also import Chinese goods. Other companies like Dollar General, Costco, Target and Amazon.

So what sorts of people shop at places like WalMart & Dollar General? Folks like Donald Trump? Steve Bannon? Linda McMahon? Elon Musk? Steve Mnuchin? Mark Zuckerberg?

Billionaires all.

How about any other members of Mr Trump’s cabinet & inner circle?

I don’t think you’ll see any of them pushing a cart through the aisles of your local Target store.

No. The folks who will be hit hardest by this Tariff (sales Tax) will be the people who can least afford to pay. The folks who need to shop at discount stores in order to scrape by. The ones who will never be able to afford to buy a home.

I don’t want to talk anybody down (particularly because I fall into the demographic most likely to have voted for Mr Trump) but, statistically speaking, people with lower levels of education are more likely to be poor (and hence shop at discount stores) while people with higher levels of education are more likely to be wealthy. You can easily find a video on-line of Mr Trump smiling and saying “I love the poorly educated” while at the same time asking for their votes.

So why does he want to increase the taxes on the people that he “loves” and who voted for him, while in his last term he gave tax breaks to non-Costco-shopping billionaires?

The guy went to business school. He knows how this works. So why does he lie about who ultimately pays the bill for his highest tariffs?

I just thought I’d ask.

What do you think is the answer?

Saturday, 15 May 2021

Dubay's 15th "Proof"

It's been a long time since I've thought of Yoga Instructor & Flat Earth Promoter Eric Dubay. I see that he has a new flat earth movie out repeating many of the claims from his first, "200 Proofs..." movie. Of course most of those "proofs" aren't proofs, many are just unsubstantiated assertions, some are his failures-to-understand being presented as fact, and some are outright fabrications. Since he spends around 40 seconds per "proof" there's little to no time spent citing references or examining any claim.

I'd like to take a few minutes to look at one of the failures-to-understand that is claimed as a proof of earth's flatness. Dubay claims as his 15th "proof":

"15) If the Earth were truly a sphere 25,000 miles in circumference, airplane pilots would have to constantly correct their altitudes downwards so as to not fly straight off into “outer space;” a pilot wishing to simply maintain their altitude at a typical cruising speed of 500 mph, would have to constantly dip their nose downwards and descend 2,777 feet (over half a mile) every minute! Otherwise, without compensation, in one hour’s time the pilot would find themselves 31.5 miles higher than expected."

There are a lot of things wrong with this claim.

A) It relies on the earth being flat: The use of the word 'downward' is problematic. It has different definitions in a flat earth and a globe earth. On a globe earth, downward is a local phenomenon - towards the centre of the globe. A plane need not descend toward the centre of the globe to maintain its altitude. That's moronic.

On a flat earth, downward is an absolute - towards 'down.' For Dubay's argument to be understandable you must assume that the globe exists in a place that has an 'absolute down.' And that place with an absolute down is a flat earth. The only possible circumstance for Dubay's claim is if his airplane takes off from the "top" of a gravityless globe that is resting in the gravity field of a flat earth. One may surmise, that since pilots don't constantly correct downwards, our globe is not sitting on a flat earth.

B) It relies on bad math: Dubay uses the formula from his "Proof #9" as the foundation for the claims made in "Proof #15." As part of "Proof #9" Dubay introduces the idea that curvature of a globe earth must be 8 inches downward multiplied by the square of the mileage from the observer. This is the formula he uses to derive his claims of excessive altitude in "Proof 15". If you passed Grade 10 math you might remember that this is the formula for a parabola. If you didn't remember, you can be forgiven. You probably haven't needed to think about it since your last math test. But presenting it as part of this mathematical based 'proof' is not forgivable.

C) Dubay misunderstands/misrepresents what his bad math says: Dubay derives an average slope between 2 points on a parabolic curve, then presents an interpolation of that slope as if it has some 'real world' meaning. It doesn't.

  Since no serious person has claimed that the earth is a parabola, and this slope only has meaning in relation to the 'absolute down' of a flat earth, it is a meaningless claim. It could easily be reworded as, "because the earth is flat the earth can't be a globe." And that's not a "Proof." (See the addendum for the math, if you like.)

D) It's disingenuous: Dubay uses a hodgepodge of 'flat earth physics' and imagery as the criteria to test globe earth claims. This, once again, starts with the assumption that the earth is flat and concludes with, "a globe earth doesn't make sense when the earth is flat."

If a person was honestly seeking truth the starting point might be something like: "These 2 models are incompatible. They can't both be true. They could both be false. Is there a way to test these models that doesn't depend on either model as a starting point?" The answer to the question is, "yes." But Mr. Dubay seems reluctant to explore that path choosing, instead, to always start from the assumption that the earth is flat.


Addendum

Extrapolate: extend (a graph, curve, or range of values) by inferring unknown values from trends in the known data.

Interpolate: In the mathematical field of numerical analysis, interpolation is a type of estimation, a method of constructing new data points within the range of a discrete set of known data points.

Dubay used his claim of being 31.5 miles too high 500 miles after departure then divided that by 60 to get an average value: "2,777 feet (over half a mile) every minute!" But because the slope of a parabola changes constantly the slope of a line between any 2 points can't be interpolated or extrapolated to give any useful information.

To make the math a little easier I'll speed up Mr. Dubay's plane from 500MPH to 600MPH. Now it's easy to see that 600mi/60min = 10mi/min and 10mi/60sec = 1/6mi/sec. Let's plug that back into the parabolic formula

 y = 8in * (1/6)^2 = 8/36in = 2/9in 

And there you have another solution to the parabolic world curve problem (if such a world existed); 2/9th inch every 1/6th mile or 2/9in every second at 600MPH. Now we plug those numbers back into the original story of a plane flying 500Mi.

 500Mi = 3000 * 1/6Mi  which corresponds to 3000 * 2/9th" =~ 56 feet 

Or slightly less than 1 foot every minute! Imperceptible to a person on a plane without the use of instruments.

(At 500MPH the numbers change again to about 1/6" drop per second and therefore 47 ft over 500 miles, about 9" every minute! Nothing like Mr. Dubay's half mile claim.)

I can hear you saying, "But that was an extrapolation! Dubay interpolated. Surely that will give the same value as Dubay got." So let's try interpolating. If we use Dubay's formula for a flight of 1,000Mi. at 500MPH and 2 hours we get a "y" value (Dubay would say 'drop.') of 126Mi. which, interpolated to 1 hour, would be 63Mi. Or over 1 mile (5,555 Ft) every minute. That's twice what Dubay claimed it would be in his "proof." Such a route wouldn't take the plane around the curve of the world, it would take it through Dubay's parabolic planet!

So what does all of this mean? In the physical world it means nothing. It's just a demonstration that the bad math Dubay uses to bamboozle people produces crap results. The average value of a parabolic function is a meaningless number. A meaningless number used to support a baseless claim.

Monday, 15 March 2021

The Folly of Buying GameStop

I want to start by saying two things:

1) There are no true investors who own GameStop shares now and;

2) Bitcoin isn’t an investment. It is a speculative instrument at best and most closely resembles a method of gambling.

Let’s start with point #1: An investor buys a stock with a reasonable expectation of making money. A stock represents an ownership stake in a company and, as a part owner of the company, the investor would be entitled to a proportionate share of any company profits. GameStop has issued 69,746,960 shares. If you own one share you are entitled to 1/ 69,746,960th of the profits; that was $1.52 in 2018.

GameStop stopped paying dividends in March 2019. No profits to investors in about 2 years. At the time of the last dividend payment the stock was selling in the $12 - $14 range.

In the last fiscal year GameStop profits were in fact losses; -$4.76/share. The company lost close to $332,000,000 or about half of what the company was worth at the beginning of the year. Another year like last and the company will be a net value of Zero. Worthless. And Zero return to investors.

Any reasonable investor, looking at the possible loss of his investment in a failing business, would have taken the money and run before the end of January 2021 when speculators/gamblers were paying far beyond what an investor would reasonably expect. By the end of January all of the true investors would have sold their shares to people who are speculators and gamblers.

There is nothing wrong with speculating or gambling as long as you know that you’re doing it.

And that brings me to point #2, Bitcoin: I hear people referring to Bitcoin as an investment. It absolutely is not. Bitcoin is not based on any underlying asset or (potentially) profit-making endeavor. Of itself, it will never turn a profit, Bitcoin produces no saleable goods or services it will never pay a dividend. Placing money in Bitcoin pays no interest. The only thing you can reasonably do with Bitcoin is hope to sell it for more than you paid. In this last case it seems to be very like the present treatment of GameStop shares.

Here’s the difference. There was never anything behind Bitcoin, it was never intended to be an investment. Bitcoin is traded on unregulated exchanges and openly manipulated in ways that would be illegal on the regulated stock exchanges. Meanwhile, GameStop shares are attached to a business and traded in regulated financial markets.

Bitcoin will be traded as long as people want to trade it and as long as any unregulated cripto exchange exists, but not GameStop.

There is a slim chance that GameStop may stop the bleeding and survive in some smaller form or that some other corporation might see some value in the carcass of GameStop and suggest a buyout, offering a few cents or a dollar per share. This would require a vote from the shareholders so is unlikely to go through. If GameStop runs out of money and goes into receivership the shares will cease to trade on the financial markets and anyone left holding them will lose all they paid.

After gambling hundreds or thousands of dollars the owners won’t even have any Hockey Cards or Beanie Babies to look at.

Thursday, 18 February 2021

Cycle Touring Tool Kit

 

Cycle Tour Tool Kit

Some folks asked me the other day what tools I carry on a long trip. Here's the speel:

Truly, you can do most roadside repairs with just a bicycle tool, tire irons, a $7.00 patch kit and a pump. But on a longer trip you won’t have access to those rarely used tools that you might have in your (or your buddy’s) garage. And you may be putting on more miles than usual, too. So you’ll probably need a few more tools than you’d carry on a Saturday near home.

I carry more tools than I really need for emergency use. The chain breaker and spare link I’ve only needed twice in 15 years of group rides, and never for my own bike. The loose Allen wrench is only because it’s easier to use than the bike tool on 1 type of adjustment; the same goes for the spoke wrench. The spare chain pieces I’ve never needed for fixing a chain, but I have used them plus hose clamps to make emergency fastenings. So everything here I’ve used at least once while on the road.

Photo

A) Chain links X 2

B) Chain breaker

C) Wire hook – to hold the chain when replacing a link

D) 10” chain

E) Electrical vinyl tape

F) Tie Wraps/zip ties

G) Velcro strap

H) Combo tire iron/ open end wrenches

J) Loose Allen key - 5mm

K) Bicycle tool (set of 2)

        Part 1

    #1 Philips screw driver

    Allen wrenches 6, 5, 4, 3, 2.5mm

    Tire iron

        Part 2

    Bottle opener

    3/16” Flat screw driver

    Serrated blade

    Box end wrenches 8, 9, 10, 12, 14mm

    Spoke wrenches (3 sizes) (3, 3.4, 3.45mm)

    Allen wrenches 2, 8mm

    Tire iron

L) Self adhesive tube patches

M) Spoke tool (3 sizes)

N) Hand pump c/w Schrader & Presta adapters

O) Pedal wrench

P) Multi tool

    Needle nose pliers

    Gripper jaws

    Wire cutter

    Knife

    Can opener

     Flat screw drivers 1/8”, 1/4”, 5/16”

    #0 Philips screw driver

     Awl/Drill

    File

Q) Pocket knife (half serrated)

R) Piece of inner tube

S) 6” crescent wrench

T) Multi-bit screw driver (5 bit)

#1, 2 Philips. 1/4” Flat. #2, 3 Robertson (There’s really no use for Robertson on a bike.)

U) Valve tool

V) Valve adapter

W) Presta ring

X) Small bungee

Y) Hose clamps

Z) Assorted bolts, washers, nuts.

        Also

Bit of sandpaper or emery board

Spare tube

Rag

Chain lube/Wax

Old tooth brush

Sunday, 17 May 2020

Google Maps route - Cross Canada Cycle

A friend was talking the other day about perhaps doing a cross-Canada cycle trip and asked if I had a map of the route that Doug & I had taken in 2006. I didn't.
I went back and reconstructed the route in daily chunks, using the diary I wrote at the time as a reminder. Day 16 has 2 chunks, since we accepted a ride (paid a guy, really) for about 100 Km's in Saskatchewan.
Following is a list of maps, first a rough route of all of Canada then daily maps. Some (but not all) of the random camping options that we took are pretty accurately located on the daily maps. Most of the routing is pretty close though there were times that I had to change to "car" mode since "bicycle" wouldn't allow me to draw on the roads that we had followed. Also, Maps wouldn't allow me to take the Argentia ferry to Newfoundland and instead kept sending me to Port aux Basques. It's a shorter ferry ride but a longer bike ride to St. John's that way.

So, here's what I have:

Log of daily writings from the road in 2006. Sorry, they're chronologically backwards.
http://brentinalta.blogspot.com/2017/02/
They journal entries show the total distance up to that day as well as the riding time & distance of the day. Also the accommodation.
Interspersed there are also 'bulk e-mails' that I sometimes send to friends & family to let them know how I'm doing.

Rough route - All of Canada
https://www.google.ca/maps/dir/49.2814178,-122.7563239/47.5605723,-52.710847/@43.8545352,-97.6779458,4.79z/data=!4m44!4m43!1m40!3m4!1m2!1d-102.4856377!2d51.2101359!3s0x52e3ad0a0f6674d1:0x3d5d98e678d3e683!3m4!1m2!1d-100.0408619!2d50.9349602!3s0x52e5e18ea015e6a7:0x824267b82bd4e13f!3m4!1m2!1d-97.0722756!2d49.881931!3s0x52ea773449ca5fd3:0xecc9436394f7fca3!3m4!1m2!1d-86.5553869!2d48.7716235!3s0x4d437bc682c03553:0xa2b00a113566482a!3m4!1m2!1d-84.0898548!2d46.5255669!3s0x4d364fe427679d5f:0xe856c01f00344083!3m4!1m2!1d-80.8845358!2d46.4955113!3s0x4d2f0198cc936b7b:0x3976061985c78d5b!3m4!1m2!1d-72.8463627!2d46.2769083!3s0x4cc62d0259bf1aaf:0x9316eca4d90a9845!3m4!1m2!1d-70.5246372!2d47.4291422!3s0x4cbf16bf94042bbb:0xf3cd6640483a4002!1m0!3e1
This was our rough route. Not exact. We rode on some roads that Google Maps won't allow me to use for bicycles. Indeed, we rode on some roads that we should not have ridden on. Also Google won't let me take the Argentia Ferry to Newfoundland so the route is about 700K's longer than to needs to be. Deduct that and you come pretty close to the total that I clocked for the trip.
We had several cheats along the way:
1) Dave & Rebecca picked us up east of Kamloops & took us to their place overnight, somewhere west of Salmon Arm, B.C.
2) Rob picked us up at the top of the hill east of Field, B.C. & drove us to Calgary, Alta. so that we could have a visit before he left the country the next day.
3) We hired Ken to drive us 100K's into the wind, east of Outlook, Sask.
4) I hurt my knee and we took the bus from Upsala to Thunder Bay, Ont.

Google map Day 1
https://www.google.ca/maps/dir/49.28148,-122.7560891/Rest+area/@49.1663038,-122.3622307,10.75z/data=!4m29!4m28!1m20!3m4!1m2!1d-122.681344!2d49.2256126!3s0x5485d446a941e00b:0xf4780f207ae75bcd!3m4!1m2!1d-122.6078642!2d49.2168911!3s0x5485d36176ad009b:0x2dc9b0a4acde91f!3m4!1m2!1d-122.2913332!2d49.1341004!3s0x548436aa397be1bb:0xbb3dddfe0279d58e!3m4!1m2!1d-121.7831659!2d49.2465197!3s0x548413772c35eedf:0x599f203c65cbc657!1m5!1m1!1s0x54840c181f7d1e8f:0x3057b83f6f25317f!2m2!1d-121.637477!2d49.3296846!3e1

Google map Day 2
https://www.google.ca/maps/dir/Rest+area/50.2072672,-121.5742345/@49.7779036,-121.3830382,9.75z/data=!4m9!4m8!1m5!1m1!1s0x54840c181f7d1e8f:0x3057b83f6f25317f!2m2!1d-121.637477!2d49.3296846!1m0!3e0

Google map Day 3
https://www.google.ca/maps/dir/50.2072712,-121.5741836/Sundowner/@50.501115,-121.2989009,10.25z/data=!4m9!4m8!1m0!1m5!1m1!1s0x548015669ff8176d:0x90e8649d4297bb57!2m2!1d-121.3250091!2d50.8079863!3e1

Google map Day 4
https://www.google.ca/maps/dir/Sundowner/50.7217084,-119.7734149/@50.631483,-120.7381057,10z/data=!4m24!4m23!1m20!1m1!1s0x548015669ff8176d:0x90e8649d4297bb57!2m2!1d-121.3250091!2d50.8079863!3m4!1m2!1d-120.398253!2d50.6614403!3s0x537e2b7ff1c6b9ff:0xc2b1c036295bc753!3m4!1m2!1d-120.3699968!2d50.6678073!3s0x537e2c61ca0f29a1:0x2ce2a907183518d1!3m4!1m2!1d-120.313851!2d50.6713533!3s0x537e2db05c6c9567:0xdf321f38b5bd0fd0!1m0!3e0

Google map Day 5
https://www.google.ca/maps/dir/50.8724563,-119.2958977/50.8157442,-119.0431451/@50.7815602,-119.2272,12z/data=!4m2!4m1!3e1

Google map Day 6
https://www.google.ca/maps/dir/50.8157442,-119.0431451/51.0859321,-117.9214746/@50.910917,-118.6367016,10.75z/data=!4m19!4m18!1m15!3m4!1m2!1d-118.9894402!2d50.8373251!3s0x537ee96605b7fc95:0x57428fbaf495f1d4!3m4!1m2!1d-118.2089603!2d51.0081504!3s0x53793719f20ec37d:0x93014bb7e0275651!3m4!1m2!1d-118.1816853!2d50.9963295!3s0x537937a09b964d01:0xaa6010f7bcb4c668!1m0!3e1

Google map Day 7
https://www.google.ca/maps/dir/51.0859321,-117.9214746/Swiss+Village+Inn/@51.299877,-117.6560405,10.75z/data=!4m19!4m18!1m10!3m4!1m2!1d-117.6291256!2d51.2456146!3s0x537908cf3d17dbc5:0xc1495656ba43bc25!3m4!1m2!1d-117.5209157!2d51.3018557!3s0x5379a7e21e41941f:0x92b9a19e8a3c4651!1m5!1m1!1s0x5379bf65518833c7:0x54ea6946b8faa57f!2m2!1d-116.9756!2d51.316!3e1

Google map Day 8
https://www.google.ca/maps/dir/Swiss+Village+Inn/Yoho+Trading+Post/@51.328582,-116.8128796,11.75z/data=!4m14!4m13!1m5!1m1!1s0x5379bf65518833c7:0x54ea6946b8faa57f!2m2!1d-116.9756!2d51.316!1m5!1m1!1s0x5379dfc71c8945b7:0xf4899c0631907373!2m2!1d-116.4904102!2d51.3985126!3e1

Google map Day 9
https://www.google.ca/maps/dir/Yoho+Trading+Post/The+Great+Divide+Lodge/@51.4241691,-116.4219526,13z/data=!4m14!4m13!1m5!1m1!1s0x5379dfc71c8945b7:0xf4899c0631907373!2m2!1d-116.4904102!2d51.3985126!1m5!1m1!1s0x537760cf36ee5219:0x4fa7821c74639673!2m2!1d-116.351121!2d51.4417631!3e1

Google map Day 10
Rest Day - Calgary, Alberta.

Google map Day 11
https://www.google.ca/maps/dir/51.0502162,-114.1000464/51.3880028,-113.2626983/@51.2177214,-113.8477894,11z/data=!4m24!4m23!1m20!3m4!1m2!1d-113.8430106!2d51.0379705!3s0x53717c5194ccc00b:0x73032109bdd3cf83!3m4!1m2!1d-113.6810166!2d51.0355924!3s0x5373d42a6848b9ff:0x5280917cdf60857e!3m4!1m2!1d-113.5915115!2d51.2883053!3s0x5373c23608f7822d:0xa12313ccd92386b!3m4!1m2!1d-113.527979!2d51.3805276!3s0x5373eadf50a03b59:0x7c3e3eed08fdf166!1m0!3e1

Google map Day 12
https://www.google.ca/maps/dir/51.3880028,-113.2626983/51.6500182,-112.1118346/@51.4381684,-112.9211987,10.5z/data=!4m19!4m18!1m15!3m4!1m2!1d-112.7074061!2d51.4621936!3s0x5373127d6b27cc4d:0xb1c9f9af1373c0f2!3m4!1m2!1d-112.7084703!2d51.4670618!3s0x537312889e496515:0x7100a5051469b830!3m4!1m2!1d-112.7215722!2d51.6467911!3s0x537368d0b96f0edb:0x762c8134db4ff4df!1m0!3e1

Google map Day 13
https://www.google.ca/maps/dir/51.6500182,-112.1118346/416+2+St+W,+Oyen,+AB+T0J+2J0/@51.4380549,-111.616116,10z/data=!4m24!4m23!1m15!3m4!1m2!1d-110.4794506!2d51.3870722!3s0x530da540ae9a7237:0xb6ef341b20dac14c!3m4!1m2!1d-110.4780785!2d51.3870705!3s0x530da54757825389:0xaa9e221c2b156f4e!3m4!1m2!1d-110.4758495!2d51.3870639!3s0x530da5389db3553d:0x1fc50f43854df3ea!1m5!1m1!1s0x530da4f9c62c26e7:0x8df628146543aa3c!2m2!1d-110.4904422!2d51.3530857!3e1

Google map Day 14
https://www.google.ca/maps/dir/416+2+St+W,+Oyen,+AB+T0J+2J0/104+Princess+St,+Kindersley,+SK+S0L+1S2/51.4755955,-109.0115938/@51.3601064,-109.9730802,10.25z/data=!4m15!4m14!1m5!1m1!1s0x530da4f9c62c26e7:0x8df628146543aa3c!2m2!1d-110.4904422!2d51.3530857!1m5!1m1!1s0x530e4005f3e89ccf:0x7bcf9cec533807db!2m2!1d-109.1624835!2d51.4712885!1m0!3e1

Google map Day 15
https://www.google.ca/maps/dir/51.4755955,-109.0115938/51.4745002,-107.4070968/@51.3753106,-108.4154418,10.25z/data=!4m2!4m1!3e1

Google map Day 16
https://www.google.ca/maps/dir/51.4745002,-107.4070968/51.4883036,-107.0550922/@51.4669328,-107.2899176,12.25z/data=!4m2!4m1!3e1
Then a truck ride, then...
https://www.google.ca/maps/dir/51.5036335,-105.4521436/51.5035374,-105.2806601/@51.4998815,-105.3962352,13.25z/data=!4m2!4m1!3e1

Google map Day 17
https://www.google.ca/maps/dir/51.5035374,-105.2806601/30+Railway+Ave,+Lanigan,+SK+S0K+2M0/@51.6761959,-105.0886144,11z/data=!4m19!4m18!1m10!3m4!1m2!1d-105.0159908!2d51.5036601!3s0x531cc6e989163381:0x228d939bf0b21c9!3m4!1m2!1d-105.0055428!2d51.8389031!3s0x53032de1a0f9bd7d:0x6c51df720683c5f2!1m5!1m1!1s0x53032e1878180509:0xf64aa94dd466f2d8!2m2!1d-105.0296984!2d51.8450497!3e1

Google map Day 18
https://www.google.ca/maps/dir/30+Railway+Ave,+Lanigan,+SK+S0K+2M0/Foam+Lake+Campground,+529+SK-16,+Foam+Lake,+SK+S0A+1A0/@51.6899321,-104.519512,10.25z/data=!4m24!4m23!1m15!1m1!1s0x53032e1878180509:0xf64aa94dd466f2d8!2m2!1d-105.0296984!2d51.8450497!3m4!1m2!1d-103.8652156!2d51.7403563!3s0x531d57310e145837:0xc2b8d7d32832e4c3!3m4!1m2!1d-103.8625255!2d51.7395345!3s0x531d5730ec73f505:0x2bbe8e7e8e5c6350!1m5!1m1!1s0x52e2a3bca12f4fc5:0xc47450f8128104e0!2m2!1d-103.5370601!2d51.6368287!3e1

Google map Day 19
https://www.google.ca/maps/dir/Foam+Lake+Campground,+529+SK-16,+Foam+Lake,+SK+S0A+1A0/51.2206029,-102.4613606/@51.4197129,-103.220352,10.5z/data=!4m9!4m8!1m5!1m1!1s0x52e2a3bca12f4fc5:0xc47450f8128104e0!2m2!1d-103.5370601!2d51.6368287!1m0!3e1

Google map Day 20
Rest Day - Yorkton, Saskatchewan.

Google map Day 21
https://www.google.ca/maps/dir/51.2206029,-102.4613606/Grandview+Municipal+Campground/@51.0833325,-101.7543825,10z/data=!4m14!4m13!1m5!3m4!1m2!1d-102.4485704!2d51.2101796!3s0x52e3adc1f7663ae3:0x446dad02ad43fda2!1m5!1m1!1s0x52e435445c5ddbe3:0x84922ad5635c5dfc!2m2!1d-100.7048169!2d51.1802844!3e1

Google map Day 22
https://www.google.ca/maps/dir/Grandview+Municipal+Campground/Moon+Lake+Campground,+Riding+Mountain+National+Park+of+Canada,+Wasagaming,+MB+R0J+2H0/@51.0254252,-100.4520035,11.25z/data=!4m39!4m38!1m30!1m1!1s0x52e435445c5ddbe3:0x84922ad5635c5dfc!2m2!1d-100.7048169!2d51.1802844!3m4!1m2!1d-100.488919!2d51.1472149!3s0x52e5c8dd2404bfaf:0x9401a8caceea05ed!3m4!1m2!1d-100.0495994!2d51.1507399!3s0x52e5ee6185cfa13b:0x6982598ac21b6226!3m4!1m2!1d-100.0560303!2d51.1445984!3s0x52e5eef4b85f72cb:0xcb79a7f0710a0812!3m4!1m2!1d-100.0557222!2d51.1440132!3s0x52e5eef4c1828889:0x60d17a5b59beff9b!3m4!1m2!1d-100.0412053!2d50.9423613!3s0x52e5e18ea015e6a7:0x824267b82bd4e13f!1m5!1m1!1s0x52e60a52e0d8af17:0xeb335d8609719fb3!2m2!1d-100.056593!2d50.8747108!3e1

Google map Day 23
https://www.google.ca/maps/dir/Moon+Lake+Campground,+Riding+Mountain+National+Park+of+Canada,+Wasagaming,+MB+R0J+2H0/Neepawa+Motel+R0J+1H0+Manitoba,+Neepawa,+Main+St+W/@50.5485206,-99.8556995,10.25z/data=!4m29!4m28!1m20!1m1!1s0x52e60a52e0d8af17:0xeb335d8609719fb3!2m2!1d-100.056593!2d50.8747108!3m4!1m2!1d-99.904016!2d50.2714549!3s0x52e64aa0b992dc39:0xde972540be73cf8b!3m4!1m2!1d-99.8388774!2d50.2509512!3s0x52e7cb27c67710db:0x1f033942893075a0!3m4!1m2!1d-99.8439492!2d50.2270659!3s0x52e7cae460f86927:0x83a80a43316e3deb!1m5!1m1!1s0x52e7d5c1dde8abdd:0x90e19e978ae01db!2m2!1d-99.4809494!2d50.2266282!3e1

Google map Day 24
https://www.google.ca/maps/dir/Neepawa+Motel+R0J+1H0+Manitoba,+Neepawa,+Main+St+W/Sunset+Motel,+2465+Saskatchewan+Ave+W+%233B5,+Portage+la+Prairie,+MB+R1N+3G3/@50.0924228,-99.0711482,10.5z/data=!4m14!4m13!1m5!1m1!1s0x52e7d5c1dde8abdd:0x90e19e978ae01db!2m2!1d-99.4809494!2d50.2266282!1m5!1m1!1s0x417340c5b81adccd:0xa6c2d00bdb07a4d9!2m2!1d-98.3327993!2d49.9732257!3e1

Google map Day 25
https://www.google.ca/maps/dir/Sunset+Motel,+2465+Saskatchewan+Ave+W+%233B5,+Portage+la+Prairie,+MB+R1N+3G3/49.9022407,-97.1508765/@49.9032786,-97.9204249,10.5z/data=!4m14!4m13!1m10!1m1!1s0x417340c5b81adccd:0xa6c2d00bdb07a4d9!2m2!1d-98.3327993!2d49.9732257!3m4!1m2!1d-98.0097777!2d50.0491053!3s0x52e9ec9e5610870b:0xb954f16a873603ce!1m0!3e1

Google map Day 26
https://www.google.ca/maps/dir/49.9022407,-97.1508765/West+Hawk+Lake+Campground,+Division+No.+1,+Unorganized,+MB+R0E+2H0/@49.770104,-96.4579914,9.75z/data=!4m14!4m13!1m5!3m4!1m2!1d-97.0994815!2d49.8819596!3s0x52ea76d49b70bcf1:0xa4a57bf79fb5b057!1m5!1m1!1s0x52bfd2ad2e0aec63:0x8978d09aedde638a!2m2!1d-95.2117497!2d49.7459557!3e1

Google map Day 27
https://www.google.ca/maps/dir/West+Hawk+Lake+Campground,+Division+No.+1,+Unorganized,+MB+R0E+2H0/49.8268766,-93.9755486/@49.640277,-94.7857047,10.5z/data=!4m14!4m13!1m10!1m1!1s0x52bfd2ad2e0aec63:0x8978d09aedde638a!2m2!1d-95.2117497!2d49.7459557!3m4!1m2!1d-94.4894448!2d49.7648417!3s0x52be088164d88b69:0xbd0cb415faa34797!1m0!3e1

Google map Day 28
https://www.google.ca/maps/dir/49.8268766,-93.9755486/49.7156387,-92.5933895/@49.7238003,-93.4848652,10.25z/data=!4m9!4m8!1m5!3m4!1m2!1d-92.8503913!2d49.8147497!3s0x52a2b2772972cca1:0x675f549c28cc0b37!1m0!3e1

Google map Day 29
https://www.google.ca/maps/dir/49.7156159,-92.5936237/49.2647425,-91.2409593/@49.4528034,-92.1086129,10.25z/data=!4m2!4m1!3e1

Google map Day 30
https://www.google.ca/maps/dir/49.2647425,-91.2409593/Esso/@49.1209932,-90.9261225,11z/data=!4m9!4m8!1m0!1m5!1m1!1s0x52a0e9d242d1ba4f:0xf035b3b5c7dc44ba!2m2!1d-90.47196!2d49.04906!3e1

Google map Day 31
Rest Day - Thunder Bay, Ontario.

Google map Day 32
Rest Day - Thunder Bay, Ontario.

Google map Day 33
https://www.google.ca/maps/dir/Super+8+by+Wyndham+Thunder+Bay,+439+Memorial+Ave,+Thunder+Bay,+ON+P7B+3Y6/48.8222503,-88.5386792/@48.6091121,-88.9865543,10.75z/data=!4m9!4m8!1m5!1m1!1s0x4d5922277f9d545d:0x4601247cd9b1ecff!2m2!1d-89.2364241!2d48.422896!1m0!3e1

Google map Day 34
https://www.google.ca/maps/dir/48.8222503,-88.5386792/48.8104488,-87.2612528/@48.8093127,-88.0770367,10.5z/data=!4m2!4m1!3e1

Google map Day 35
https://www.google.ca/maps/dir/48.8104488,-87.2612528/48.7037074,-86.2532413/@48.7716128,-86.9176891,10.75z/data=!4m2!4m1!3e1

Google map Day 36
https://www.google.ca/maps/dir/48.7037074,-86.2532413/48.4132766,-85.0934117/@48.5517793,-85.8601949,10.75z/data=!4m2!4m1!3e1

Google map Day 37
https://www.google.ca/maps/dir/48.4132766,-85.0934117/47.4329902,-84.7330265/@47.9299641,-84.622456,9.75z/data=!4m2!4m1!3e1

Google map Day 38
https://www.google.ca/maps/dir/47.4329902,-84.7330265/McCauley's+Motel,+Algoma,+Unorganized,+North+Part,+ON/@47.1380631,-84.4046334,10.25z/data=!4m14!4m13!1m5!3m4!1m2!1d-84.3671387!2d46.8478894!3s0x4d37c56361a6bacb:0x473a21714d382d62!1m5!1m1!1s0x4d37cfda484f9835:0x39af78e37111cf76!2m2!1d-84.3993988!2d46.8165229!3e1

Google map Day 39
https://www.google.ca/maps/dir/McCauley's+Motel,+Algoma,+Unorganized,+North+Part,+ON/Carolyn+Beach+Inn+%26+Restaurant,+1+Lakeside+Dr,+Thessalon,+ON+P0R+1L0/@46.5375286,-84.0285987,10.5z/data=!4m39!4m38!1m30!1m1!1s0x4d37cfda484f9835:0x39af78e37111cf76!2m2!1d-84.3993988!2d46.8165229!3m4!1m2!1d-84.3438554!2d46.6913948!3s0x4d37cca14d1a10bd:0x2e739ca9c5f7d7df!3m4!1m2!1d-84.3190424!2d46.540287!3s0x4d36379b147f2165:0x3e8ed3404df82969!3m4!1m2!1d-84.0678413!2d46.3505362!3s0x4d366744263bd2f1:0x7bdbf9422a0df7a2!3m4!1m2!1d-84.0056982!2d46.3376877!3s0x4d36605f09a8554b:0x630e33f2ce8de3e9!3m4!1m2!1d-83.8658454!2d46.3183499!3s0x4d368c854b7feb73:0x7e6462dfa4a037ad!1m5!1m1!1s0x4d36be87016aaa2d:0x118a27a031289dd6!2m2!1d-83.5738898!2d46.2659443!3e1

Google map Day 40
https://www.google.ca/maps/dir/Carolyn+Beach+Inn+%26+Restaurant,+1+Lakeside+Dr,+Thessalon,+ON+P0R+1L0/46.2211396,-82.0760575/@46.2178082,-83.0508255,10.25z/data=!4m39!4m38!1m35!1m1!1s0x4d36be87016aaa2d:0x118a27a031289dd6!2m2!1d-83.5738898!2d46.2659443!3m4!1m2!1d-83.2968834!2d46.2912619!3s0x4d36b508742470f7:0x171b0c14f6c63738!3m4!1m2!1d-82.9380004!2d46.1820481!3s0x4d31428aa5a8a84b:0x814c9473ab66c87e!3m4!1m2!1d-82.7992542!2d46.1931792!3s0x4d316eeaab7a017b:0x53b75115c38d95a6!3m4!1m2!1d-82.5883533!2d46.2134443!3s0x4d3174334c0eee0f:0x91db9b6dba1def43!3m4!1m2!1d-82.5399722!2d46.213732!3s0x4d3175f573712ea3:0x1d7fee91fc202f5a!3m4!1m2!1d-82.3778379!2d46.2044285!3s0x4d3199ea0416f425:0xc5b1f708b60005cb!1m0!3e1

Google map Day 41
https://www.google.ca/maps/dir/46.2211396,-82.0760575/Richard+Lake+Motel,+Crown+Ridge+Road,+Sudbury,+ON/@46.3103887,-81.6592129,10.5z/data=!4m9!4m8!1m0!1m5!1m1!1s0x4d2eff816c98db4d:0xe2af58d8424e47b9!2m2!1d-80.917995!2d46.4311613!3e0

Google map Day 42
https://www.google.ca/maps/dir/Richard+Lake+Motel,+Crown+Ridge+Road,+Sudbury,+ON/Halls+Cottages+Campsites+and+Marina,+Hall's+Quarry+Road,+Parry+Sound,+Ontario/@45.900137,-80.1515552,9.5z/data=!4m14!4m13!1m5!1m1!1s0x4d2eff816c98db4d:0xe2af58d8424e47b9!2m2!1d-80.917995!2d46.4311613!1m5!1m1!1s0x4d2bba7a0e06c0df:0x6402b50f7cfcb7d!2m2!1d-80.0130865!2d45.3620812!3e0

Google map Day 43
https://www.google.ca/maps/dir/Halls+Cottages+Campsites+and+Marina,+Hall's+Quarry+Road,+Parry+Sound,+Ontario/Bracebridge,+Ontario/@45.2000076,-79.7647514,11.25z/data=!4m14!4m13!1m5!1m1!1s0x4d2bba7a0e06c0df:0x6402b50f7cfcb7d!2m2!1d-80.0130865!2d45.3620812!1m5!1m1!1s0x4d2a86591569a5af:0x7b9e6032f59163f4!2m2!1d-79.3078787!2d45.0389565!3e1

Google map Day 44
Rest Day - Bracebridge, Ontario.

Google map Day 45
https://www.google.ca/maps/dir/Bracebridge,+Ontario/Canisbay+Lake+Campground+Office,+Unorganized+South+Nipissing+District,+ON/@45.3208544,-79.0111435,10.5z/data=!4m34!4m33!1m25!1m1!1s0x4d2a86591569a5af:0x7b9e6032f59163f4!2m2!1d-79.3078787!2d45.0389565!3m4!1m2!1d-79.2706304!2d45.0988125!3s0x4d2a7d8a8d5ad857:0x8a5d4facbdd46e10!3m4!1m2!1d-79.273016!2d45.213152!3s0x4d2a7ae241f9f01d:0xab02a71f3db71086!3m4!1m2!1d-79.2667406!2d45.2186388!3s0x4d2a7ae5a365f8dd:0xbb9f947f0897226d!3m4!1m2!1d-79.2099925!2d45.318219!3s0x4d2a73d5e6a2fdb5:0xd93b86be88be1ece!1m5!1m1!1s0x4cd5e7533fc17b99:0xcc3a9e27aa0a34c0!2m2!1d-78.5957837!2d45.5603907!3e1

Google map Day 46
https://www.google.ca/maps/dir/Canisbay+Lake+Campground+Office,+Unorganized+South+Nipissing+District,+ON/Sands+on+Golden+Lake,+13163+ON-60,+Golden+Lake,+ON+K0J+1X0/@45.546541,-78.2041415,10.5z/am=t/data=!4m24!4m23!1m15!1m1!1s0x4cd5e7533fc17b99:0xcc3a9e27aa0a34c0!2m2!1d-78.5957837!2d45.5603907!3m4!1m2!1d-77.5716012!2d45.504745!3s0x4cd402f76dea1241:0x5468382594dc072b!3m4!1m2!1d-77.4506008!2d45.5382282!3s0x4cd6aaedef475879:0x196812e31c8a9883!1m5!1m1!1s0x4cd1536f71708111:0x5c17750e9a07e8e1!2m2!1d-77.3545213!2d45.5932601!3e1

Google map Day 47
https://www.google.ca/maps/dir/Sands+on+Golden+Lake,+13163+ON-60,+Golden+Lake,+ON+K0J+1X0/45.6276046,-76.878806/@45.5442096,-77.2069275,11.75z/data=!4m24!4m23!1m20!1m1!1s0x4cd1536f71708111:0x5c17750e9a07e8e1!2m2!1d-77.3545213!2d45.5932601!3m4!1m2!1d-77.1583927!2d45.5647941!3s0x4cd15a29346f61dd:0x937ae9a70cdf12dd!3m4!1m2!1d-77.1255445!2d45.5697201!3s0x4cd15bc3ba1a79ef:0xc80affc897fe6680!3m4!1m2!1d-77.0675117!2d45.5502174!3s0x4cd15e82a731e3bf:0x22ef4094262a254e!1m0!3e1

Google map Day 48
https://www.google.ca/maps/dir/45.6276046,-76.878806/Gatineau,+Qu%C3%A9bec/@45.4790409,-76.4642953,10.46z/data=!4m29!4m28!1m20!3m4!1m2!1d-76.8580689!2d45.630978!3s0x4cd16f31acc37041:0x99d99a4e0b0d65f6!3m4!1m2!1d-76.7900919!2d45.6474361!3s0x4cd16e31c251544d:0xdb85a07fd1e091b1!3m4!1m2!1d-76.4035194!2d45.5587374!3s0x4cd19aa5766515af:0x1f1699d3d6f4b0d2!3m4!1m2!1d-76.2416995!2d45.5269584!3s0x4cd18d7cd9f77545:0xebbff412db0f3450!1m5!1m1!1s0x4cce1a7e0babee53:0x7cedf5701a140956!2m2!1d-75.7012723!2d45.4765446!3e1

Google map Day 49
https://www.google.ca/maps/dir/Motel+Welden,+Rue+Principale,+Lachute,+Qu%C3%A9bec/Gatineau,+Qu%C3%A9bec/@45.5858606,-75.2062838,10.5z/data=!4m44!4m43!1m35!1m1!1s0x4cced988a6418259:0x2d4765a2ebdc2100!2m2!1d-74.3062033!2d45.6625945!3m4!1m2!1d-74.3306698!2d45.6577643!3s0x4ccedbda6d73aec7:0xab4f604b960ff99b!3m4!1m2!1d-74.4876606!2d45.6288963!3s0x4ccedd676b38b819:0xeb07cde242909811!3m4!1m2!1d-75.2068376!2d45.6003736!3s0x4cce43bac3823e75:0x3eb0229904cb0505!3m4!1m2!1d-75.4175087!2d45.5437794!3s0x4cce150373b49f71:0xd38c4b6a5af604d9!3m4!1m2!1d-75.6265044!2d45.4839123!3s0x4cce1a85ba8c9981:0x41c6da7269742c75!3m4!1m2!1d-75.6926328!2d45.4787416!3s0x4cce1b3ff00c153f:0x1a34b08fcd774a5e!1m5!1m1!1s0x4cce1a7e0babee53:0x7cedf5701a140956!2m2!1d-75.7012723!2d45.4765446!3e1

Google map Day 50
https://www.google.ca/maps/dir/Motel+Welden,+Rue+Principale,+Lachute,+Qu%C3%A9bec/Cuthbert+Chapel+(Ia),+461+Rue+de+Bienville,+Berthierville,+Quebec+J0K+1A0/@45.8639993,-73.9748636,10.5z/data=!4m29!4m28!1m20!1m1!1s0x4cced988a6418259:0x2d4765a2ebdc2100!2m2!1d-74.3062033!2d45.6625945!3m4!1m2!1d-73.9923137!2d45.7611214!3s0x4ccf2b52a7f225cf:0xe66cab02eb256c44!3m4!1m2!1d-73.6591534!2d45.9011388!3s0x4cc8c6425ce205b1:0xd0d44950d4af304d!3m4!1m2!1d-73.192368!2d46.0869945!3s0x4cc89b03743ba373:0xc19bb4c1fafc144c!1m5!1m1!1s0x4cc89afc45375135:0xfaa2dbe53655a7d6!2m2!1d-73.1757959!2d46.0905545!3e0

Google map Day 51
https://www.google.ca/maps/dir/Cuthbert+Chapel+(Ia),+461+Rue+de+Bienville,+Berthierville,+Quebec+J0K+1A0/46.6405279,-71.9475711/@46.3471875,-72.83131,10.25z/data=!4m14!4m13!1m10!1m1!1s0x4cc89afc45375135:0xfaa2dbe53655a7d6!2m2!1d-73.1757959!2d46.0905545!3m4!1m2!1d-72.9421137!2d46.2559274!3s0x4cc62ea4054ae935:0x46cda0403f01c511!1m0!3e1

Google map Day 52
https://www.google.ca/maps/dir/46.6405279,-71.9475711/Motel+des+Cascades,+Boulevard+Monseigneur+de+Laval,+Baie-Saint-Paul,+QC/@46.9918631,-71.1213825,9.5z/data=!4m34!4m33!1m25!3m4!1m2!1d-71.5212486!2d46.7604965!3s0x4cb89ce890eb2ea9:0x6d91c0c84978b6f7!3m4!1m2!1d-71.1874929!2d46.8765463!3s0x4cb8bc331b8bae69:0x31976cf17436b4cd!3m4!1m2!1d-71.1632938!2d46.8795465!3s0x4cb8be9cbadaa043:0x6265dfe45acb8b39!3m4!1m2!1d-71.0432343!2d46.9504601!3s0x4cb8b838f0c0b875:0x711a8fecdef21677!3m4!1m2!1d-70.9722422!2d47.0007593!3s0x4cb8b62a4efe72c7:0x3253c7e9796f9a25!1m5!1m1!1s0x4cbf16b0d15a6d3f:0xf7054950332f60f2!2m2!1d-70.5202628!2d47.4399615!3e1

Google map Day 53
https://www.google.ca/maps/dir/Motel+des+Cascades,+907+Boulevard+Mgr+de+Laval,+Baie-Saint-Paul,+Quebec+G3Z+2V9/47.8541894,-69.5552325/@47.6388332,-70.2136174,10.75z/data=!4m29!4m28!1m25!1m1!1s0x4cbf16b0d15a6d3f:0xf7054950332f60f2!2m2!1d-70.5202628!2d47.4399615!3m4!1m2!1d-70.4247274!2d47.4572157!3s0x4cbf10836b950079:0x1e2be3a4a7035c9c!3m4!1m2!1d-70.2368811!2d47.5192816!3s0x4cbf037f54acf195:0x637b31f1566ef1e4!3m4!1m2!1d-70.1792726!2d47.611244!3s0x4cbf00b514d36703:0xd7a1481966d4fa4!3m4!1m2!1d-69.9992363!2d47.734413!3s0x4cbfad3de48ac96d:0xe7fb0a9869857c22!1m0!3e1

Google map Day 54
https://www.google.ca/maps/dir/47.8541894,-69.5552325/Motel+Claude,+Avenue+de+l'accueil,+Degelis,+QC/@47.7029466,-69.2110808,11z/data=!4m19!4m18!1m10!3m4!1m2!1d-69.4812435!2d47.8061418!3s0x4cbe405e5c10431f:0x84468484cd283757!3m4!1m2!1d-69.1372643!2d47.692937!3s0x4cbe74061981d523:0xf01ee5c107d24978!1m5!1m1!1s0x4cbdb8c4eddbabef:0xa90c636021f0473a!2m2!1d-68.6439112!2d47.5443107!3e0

Google map Day 55 - car route
https://www.google.ca/maps/dir/Motel+Claude,+Avenue+de+l'accueil,+Degelis,+QC/Rodeway+Inn,+10039+Route+144,+Grand+Falls,+NB+E3Z+1G5/@47.3051694,-68.2604935,10.75z/data=!4m14!4m13!1m5!1m1!1s0x4cbdb8c4eddbabef:0xa90c636021f0473a!2m2!1d-68.6439112!2d47.5443107!1m5!1m1!1s0x4cbcda0b04091961:0x33f9ae4cfeb3c612!2m2!1d-67.7864605!2d47.0716242!3e0

Google map Day 56 - car route
https://www.google.ca/maps/dir/Rodeway+Inn,+10039+Route+144,+Grand+Falls,+NB+E3Z+1G5/46.163725,-67.585606/@46.5986795,-67.3385653,9.75z/data=!4m9!4m8!1m5!1m1!1s0x4cbcda0b04091961:0x33f9ae4cfeb3c612!2m2!1d-67.7864605!2d47.0716242!1m0!3e0

Google map Day 57 - car route
https://www.google.ca/maps/dir/46.163725,-67.585606/City+Motel,+Regent+Street,+Fredericton,+New+Brunswick/@46.0254902,-67.2586405,11z/data=!4m9!4m8!1m0!1m5!1m1!1s0x4ca4223e929102a3:0xa9230c1bc8a337ec!2m2!1d-66.6584331!2d45.9374054!3e0

Google map Day 58 - car route
https://www.google.ca/maps/dir/City+Motel,+Regent+Street,+Fredericton,+New+Brunswick/Camper+City,+Moncton,+NB/@45.8598747,-65.9652673,10z/data=!4m19!4m18!1m10!1m1!1s0x4ca4223e929102a3:0xa9230c1bc8a337ec!2m2!1d-66.6584331!2d45.9374054!3m4!1m2!1d-65.0562648!2d46.0504109!3s0x4ca0cf21426f1c09:0xe2308df3de243696!1m5!1m1!1s0x4ca0c0a03c9519c3:0xc46676db105c9d82!2m2!1d-64.8270064!2d46.1342561!3e0

Google map Day 59 - car route
https://www.google.ca/maps/dir/Camper+City,+Moncton,+NB/Parkview+Family+Restaurant+%26+Inn,+4670+Main+St,+Oxford,+NS+B0M+1P0/@45.9114712,-64.487061,10.75z/data=!4m15!4m14!1m5!1m1!1s0x4ca0c0a03c9519c3:0xc46676db105c9d82!2m2!1d-64.8270064!2d46.1342561!1m5!1m1!1s0x4b5f2e7b3dd8112d:0x6a8eec7b7a7e2f44!2m2!1d-63.8789214!2d45.7268486!3e0!5i1

Google map Day 60 - car route
https://www.google.ca/maps/dir/Parkview+Family+Restaurant+%26+Inn,+4670+Main+St,+Oxford,+NS+B0M+1P0/Trenton+Park,+119+Park+Rd,+Trenton,+NS+B0K+1X0/@45.6424778,-63.4151052,10.5z/data=!4m19!4m18!1m10!1m1!1s0x4b5f2e7b3dd8112d:0x6a8eec7b7a7e2f44!2m2!1d-63.8789214!2d45.7268486!3m4!1m2!1d-62.6454845!2d45.5894479!3s0x4b5c1eb3cf092da7:0xdaa2afda2cf2524d!1m5!1m1!1s0x4b5c1f3b7588f379:0x350c42b749719478!2m2!1d-62.6272364!2d45.6219191!3e0

Google map Day 61 - car route
https://www.google.ca/maps/dir/Trenton+Park,+119+Park+Rd,+Trenton,+NS+B0K+1X0/Capeway+Motel,+Nova+Scotia+Trunk+19,+Port+Hastings,+NS/@45.5427139,-62.1953809,10.5z/data=!4m14!4m13!1m5!1m1!1s0x4b5c1f3b7588f379:0x350c42b749719478!2m2!1d-62.6272364!2d45.6219191!1m5!1m1!1s0x4b5cfd6306cd4063:0x22b520730a706564!2m2!1d-61.408746!2d45.649993!3e0

Google map Day 62
https://www.google.ca/maps/dir/Capeway+Motel,+Nova+Scotia+Trunk+19,+Port+Hastings,+NS/The+Iona+Heights+Inn,+4115+NS-223,+Iona,+NS+B2C+1A3/@45.8075281,-61.2371002,11.25z/data=!4m15!4m14!1m5!1m1!1s0x4b5cfd6306cd4063:0x22b520730a706564!2m2!1d-61.408746!2d45.649993!1m5!1m1!1s0x4b5d684c74e88a49:0x26c7b5ae85d9c89f!2m2!1d-60.8175419!2d45.94716!3e1!5i1

Google map Day 63
https://www.google.ca/maps/dir/The+Iona+Heights+Inn,+4115+NS-223,+Iona,+NS+B2C+1A3/The+Clansman+Motel,+Baird+Street,+North+Sydney,+NS/@46.0527117,-60.5740409,11.25z/data=!4m14!4m13!1m5!1m1!1s0x4b5d684c74e88a49:0x26c7b5ae85d9c89f!2m2!1d-60.8175419!2d45.94716!1m5!1m1!1s0x4b67ef0ed5f3bfc7:0x4041cb385fe73cac!2m2!1d-60.2712119!2d46.21388!3e1

Google map Day 64 - On the ferry overnight
https://www.google.ca/maps/dir/The+Clansman+Motel,+Baird+Street,+North+Sydney,+NS/North+Sydney+Ferry+Terminal/@46.2071576,-60.2594957,14.71z/data=!4m14!4m13!1m5!1m1!1s0x4b67ef0ed5f3bfc7:0x4041cb385fe73cac!2m2!1d-60.2712119!2d46.21388!1m5!1m1!1s0x4b67efc487f046d9:0x57393712e217d034!2m2!1d-60.2438379!2d46.2110647!3e1

Google map Day 65
https://www.google.ca/maps/dir/Marine+Atlantic+Argentia+Ferry+Terminal,+Argentia+Terminal,+Placentia,+NL+A0B+1W0/McGrath's+Rd,+Holyrood,+NL/@47.3004681,-53.6933687,11z/data=!4m24!4m23!1m15!1m1!1s0x4b72da7c4a0bfa4b:0x8c1f69ebe90dd2ba!2m2!1d-53.9918501!2d47.2911802!3m4!1m2!1d-53.6246681!2d47.2419439!3s0x4b0d2bdbe8abbb99:0xe7a44f970a7b659!3m4!1m2!1d-53.1204302!2d47.3919357!3s0x4b0cc67bc214fc45:0xbed6563888fdad4b!1m5!1m1!1s0x4b0cc66a1ab44b03:0x2c2283f0fb1f2983!2m2!1d-53.1181059!2d47.4065594!3e1

Google map Day 66
https://www.google.ca/maps/dir/McGrath's+Rd,+Holyrood,+NL/47.5605723,-52.710847/@47.4832843,-52.9795947,12z/data=!4m49!4m48!1m45!1m1!1s0x4b0cc66a1ab44b03:0x2c2283f0fb1f2983!2m2!1d-53.1181059!2d47.4065594!3m4!1m2!1d-53.0631512!2d47.4619926!3s0x4b0cb8056c3d033d:0x8abaece5f92d3197!3m4!1m2!1d-53.0337122!2d47.4900784!3s0x4b0cb9d4b1a9d7ef:0x24393ae0842dd8ed!3m4!1m2!1d-52.9580189!2d47.5178589!3s0x4b0cba22aa356fd7:0x772423c96d45cba1!3m4!1m2!1d-52.9548168!2d47.5189455!3s0x4b0cba3d994039c9:0xea42950d6a621db8!3m4!1m2!1d-52.9221334!2d47.5398786!3s0x4b0cbaf513cbaa4b:0x6883e2d5cf0be4b6!3m4!1m2!1d-52.8945149!2d47.5286913!3s0x4b0cbb00899989bd:0xf8f75313b54dacd7!3m4!1m2!1d-52.8572375!2d47.5318097!3s0x4b0cbb149196fb61:0xa031d3b162d87613!3m4!1m2!1d-52.8517514!2d47.5339635!3s0x4b0cbb15526d8bc9:0xb8bdcf444317ecfe!1m0!3e1

Good luck.

Sunday, 16 December 2018

Tariffs Make America Rich Again? I think not.

Sales Taxes Make America Rich Again? I think not.

I just have to make a comment about the American President and his proclamation a couple of weeks back (Dec. 4, 2018 Tweet) that tariffs would, "Make America Rich Again."
He justified this in part by saying that the treasury was ,"...taking in $billions in Tariffs."
For all of the commotion that this Tweet caused, I didn't hear any of the pundits mention that a Tariff is just a Sales Tax.
Rather than the Sales Tax being collected at the retail level, where the goods pass between retailer and consumer, the tax is collected at the border where the goods pass between factory and distributor (or distributor and wholesaler, depending on the business arrangement) and this tax, along with mark-up is passed along to the final consumer.
Now I know that they call it something different and it's not collected as an add-on at the till in the store but, to the Treasury and to the consumer's wallet, it looks and works exactly the same as a Federal Sales Tax.
And if it looks like a duck....
So the President might as well have tweeted that he was Making America Rich Again by ,"...taking in $billions in Sales Tax."
This might be one way to make 'America' rich but I don't know if it helps the average American to get rich. Or even helps the average American to get by.
I also have to add that, as of a few years ago, if Walmart was its own country it would be China's 5th largest trading partner. That means that Walmart sells more Chinese manufactured goods than most countries.
I'll speculate that the poorest 20% of Americans shop more at Walmart than the richest 20% of Americans. If this is true then the Tariffs (or Sales Taxes) aimed at Chinese goods would be disproportionately paid by the poorest Americans. Those, "... $billions in Tariffs," would be disproportionately paid by the poorest Americans.
I won't say that adding a sales tax to Chinese goods which disproportionately affects the poor is a bad trade strategy. I can't tell how this will turn out. I will say that phrasing it in such a way would make it a much harder policy for the American electorate to swallow.